February 10, 2006, Newsletter Issue #3: 3 Great Money Saving Ideas for You

Tip of the Week

Everyone wants to save more money, right? We want to help you make sure that you are saving as much as you can on everything from everyday purchases to large purchases like homes and cars. Here are a few wide-ranging money saving ideas that could benefit you. Negotiate – If you are buying a home or a car or any other purchase that will require financing, be sure that you use your best negotiation skills. The heart of this money saving idea is to get the best all around deal. Are you getting the lowest purchase price or interest rate possible? Make sure you are with tough negotiating. Feed an Army for a Private’s Pay – If you have a family and find that the costs of food alone are enough to make you choke on your dinner, than a great money saving idea is to rethink your habits. How often do you eat out? The average family cannot afford to eat out more than they eat at home and if you are doing so, than that could be the root of your problem. Food is one of only a few necessities in life. Make the most of your food dollar. Generics Rule – Do you think your kids can tell the difference between Post Raisin Bran and Publix Raisin bran? Probably not. Generic versions of name brand products provide people with savings without sacrifice. From prescription drugs to pencils, you can save a bunch by purchasing generics instead of name brands.

These are just a few money saving ideas for the average person. Only you know how your money is spent and, therefore, where you can save more. Take a closer look at your spending to answer your own money saving questions.

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