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Some ideas can be right in front of your face and somehow you completely miss them. There are many money saving ideas that are nothing new and yet many people do not take advantage of them. Are you saving as much as you could be? If you are missing out on any of these money saving ideas, than the answer is probably ‘no'.
Coupons – How many coupons do you get in the mail? What percentages of those go directly into the trash? If you are like most, the answer is pretty darn close to 100%. That is a shame because there are probably money saving coupons on things that you were going to buy anyways. Next time, take a closer look at what you are discarding. Interest
Specials – Of the money saving ideas that most people miss is one that involves an interest rate special. Let's say you were planning on buying a refrigerator by the end of the year. When you go to look at what is out there, you see that there s a special right now that provides 0% interest for a certain amount of time. Most people will miss out on these opportunities because they are just ‘shopping' and not ‘buying' that day. But if you are going to buy the fridge anyways, you may as well do it without having to pay extra for finance charges. Don't pass these specials by.
Carpooling – Do you drive to work? If so, you are definitely feeling the pinch at the fuel pumps. Gas prices have made it difficult to justify owning a car. But we all need to get to work, right? If you want an obvious money saving idea when it comes to gas, the answer is to get a carpool together. Even if you have only a single co-worker to share the driving with, that will cut your gas costs in half! Imagine if you can get 3 or 4.
These are just some obvious money saving ideas that we should all take note of. For longer term money saving ideas such as savings plans and retirement planning, consult with a financial specialist who can build you a road to retirement with innovative money saving ideas.